74 New Montgomery, Unit 804 is the one. It's the top floor of The Montgomery a 1914 landmark that underwent a $70M conversion into 107 loft residences. Unit 804 is the largest in the building at 1,671 sq ft, and it has everything the others don't: a private terrace with protected skyline views, two deeded underground parking spaces with charger available, and penthouse-level finishes that earn every dollar of the ask. Inside: Brazilian cherry floors. A gas fireplace. A real dedicated home office. A chef's kitchen with gas cooking and island seating. A primary suite with an oversized soaking tub and spa shower. Central AC. A 5.1 home theater with 4K projector. Outside: your own wind-protected outdoor living room above the Palace Hotel and downtown skyline. Building amenities include 24/7 doorman, rooftop BBQ deck, bike storage, and on-site management. Walk Score 97. Transit Score 100. Half a block to BART. Moments from SFMOMA, Salesforce Park, and the Ferry Building. This is San Francisco on your terms.

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