Exploring San Francisco’s Silver Terrace Real Estate

When most people think of buying a home in San Francisco, neighborhoods like Noe Valley, Bernal Heights, or Glen Park usually come to mind first. Even Excelsior tends to get more attention. But here’s the thing: tucked just east of Bernal Heights and above Bayview, you’ll find a neighborhood that’s still flying under the radar, Silver Terrace.

We’ve been working in this area for years, and can tell you: for buyers looking for space, views, and value, Silver Terrace is one of the best-kept secrets in the city. And with our current listing at 200 Bayview Circle, this is the perfect time to shine a light on the neighborhood and why it deserves a spot on your radar. 200 Bayview Circle will not be on the market long, so you can view current Silver Terrace listings here.

A Residential Neighborhood with Room to Breathe

Silver Terrace is primarily residential. Unlike other San Francisco neighborhoods, it doesn’t have a big “downtown” corridor lined with boutiques, bars, and cafés. And honestly? That’s part of its charm.

Here, you’ll find tree-lined streets, single-family homes, local schools, and community parks. Many of the homes have been in the same families for decades, which gives the neighborhood a stable, welcoming feel. Buyers who are looking for a quieter lifestyle without sacrificing city access often fall in love with this area once they see it in person.

Close to Everything (Without the Crowds)

Even though Silver Terrace doesn’t have a central shopping street, it’s incredibly well-positioned. Just minutes away are the trendy restaurants and breweries of Dogpatch, the markets and dining along San Bruno Avenue, and the 3rd Street corridor with its local flavor and easy Muni access.

Commuters love the convenience, too. With quick access to 101 and 280, getting to the Peninsula or downtown San Francisco is surprisingly easy. You’re close to the action, but tucked away enough to enjoy some peace and quiet at the end of the day.

Bigger Homes, Better Value

Now let’s talk numbers, because this is where Silver Terrace really shines. Here we take a look at Silver Terrace vs. Exclesior. The contrast would be even more stark against Bernal or Glen Park homes.  Looking at the rolling 12-month data:

• Median home price: $940,000 in Silver Terrace vs. $1.1M in the Excelsior

• Price per square foot: $645 in Silver Terrace vs. $780 in the Excelsior 

• Median days on market: 34 days in Silver Terrace vs. 14 in the Excelsior 

What does that mean? Simply put: buyers get more home for their money here. Homes are often larger — with multi-level layouts, attached garages, and yards — and they don’t move quite as fast as in Excelsior, which gives buyers a little more breathing room in a competitive market.

For sellers, this also means your home can stand out in a neighborhood that’s still emerging. Buyers are starting to catch on, but Silver Terrace hasn’t yet hit the “frenzy” stage that drives prices through the roof.

Views for Days

One of Silver Terrace’s defining features is its hillside setting. Many homes perch above the neighborhood with expansive bay and city views. From sunrise over the water to twinkling city lights at night, the scenery here is breathtaking.

Yes, some of the views are mixed with industrial elements — but that’s San Francisco at its core. It’s part of the city’s story: urban grit meeting natural beauty. And if you love watching the sky change colors while you sip your morning coffee, Silver Terrace delivers in a big way.

Spotlight on 200 Bayview Circle

Our listing at 200 Bayview Circle is a fantastic example of what makes Silver Terrace so special. This home offers generous square footage, outdoor space for gardening or entertaining, and — of course — sweeping views that remind you daily why you chose to live here.

It’s a move-in-ready property with room to grow, whether you’re looking for more space for family, a home office, or just a place where you can stretch out. It embodies the very best of what Silver Terrace real estate can offer: value, space, and lifestyle.

Final Thoughts

Silver Terrace may not be as well-known as other San Francisco neighborhoods, but that’s exactly why it’s such a gem. Here, you’ll find larger homes, approachable prices, and unbeatable views — all within minutes of shops, restaurants, and freeway access.

If you’re a buyer looking for more space without leaving the city, Silver Terrace is worth a serious look. And if you’re a seller, now is the perfect time to showcase your home to a growing pool of buyers who are discovering this neighborhood’s appeal.

Curious to see 200 Bayview Circle or want to learn more about Silver Terrace real estate? We'd love to give you a tour and share why I think this neighborhood is one of San Francisco’s best-kept secrets.

Reach out today — let’s explore Silver Terrace together.

Additional Reading

Curious about other San Francisco neighborhoods and market insights? Explore more from our blog:

• Living in Bernal Heights: What Homebuyers Need to Know in 2025
  Village vibes, panoramic views, and why Bernal is one of the city’s most beloved communities.
  👉 Read the Bernal Heights guide

• San Francisco Property Taxes Explained
  A practical breakdown of property tax basics, recent trends, and what buyers and sellers should know.
  👉 Read about SF property taxes

• Interactive Map: San Francisco’s Stairway Treasures
  Explore 900+ public stairways that double as neighborhood connectors and hidden gems.
  👉 Explore the stairways map

• The History of the Fontana Towers
  Imagine waking up each morning where breathtaking views of the San Francisco Bay, Alcatraz Island, and the Golden Gate Bridge meet.
  👉 Read about the history of these two iconic towers